Special and Commercial risks

HMN Alvarez has helped in the development of special risks prevention programs, representing and assisting insurance companies, not only in handling claims, but also in drafting insurance policies in this specific area. Business risks are the soul of our activity, so our policy is to guide both companies and their insurers.

Special risks

  • Events / cancellation
  • Political risk
  • Audiovisual risk


Commercial risks

  • Property insurance
  • Civil liability
  • Professional liability
  • Directors’ and Officers’ liability
  • Fraud
  • Global banking
  • Bankers blanket bond
  • Seizure of goods
  • Employment practices
  • Pension rust liability
  • Liability warrantees / Surety Insurance